Job Description

Senior Commercial Credit Analyst

The Senior Analyst plays a key role in providing analytical support to a team of Asset Managers as they monitor the performance of a multifamily real estate loan portfolio, which includes providing excellent customer service to clients. This position will be a member of the Agency Finance Asset Management team, primarily focused on Fannie Mae and Freddie Mac loans.

Responsibilities:

• Performs property operating statement analysis
• Assists Asset Managers in obtaining and reviewing documentation to satisfy loan covenants, including guarantor financial analysis
• Responsible for monitoring repair due dates per the loan documents and resolving all repairs including client communication, preparing complete supportable consent requests as needed, and collecting, and reviewing required documentation to support satisfaction requirements
• Responsible for reviewing deferred maintenance completion documentation and updating results in the applicable tracking system
• Performs detailed loan set-up for new loans including identifying special loan items and recording basic loan information into the tracking system
• Provides analytical support to a team of Asset Managers
• Manages all Freddie mailboxes ensuring timely response to Master Servicers and Freddie Mac
• Oversees 3rd party vendor on the execution of the annual loan compliance processes and other processes to ensure timely and thorough execution
• Assists Team Leader in compiling information for investor audits, as needed
• Handles special projects as assigned by Team Leader

Basic Qualifications:

• Bachelor's Degree or military experience
• At least 2 years of experience in commercial real estate or financial services

Preferred Qualifications:

• Bachelor's Degree in Accounting, Finance, Business or Economics
• Proficiency in Microsoft Office or Google Suite (Word, PowerPoint, Excel)
• Highly developed analytical skills including the ability to create complex spreadsheets and mine data
• Proficiency in analyzing property operating statements, rent rolls, and borrower financial statements and in modeling complex financial scenarios
• Strong written and oral communication skills

***At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Charlotte, NC: $87,700 - $100,100 for Sr. Commercial Credit Analyst

McLean, VA: $96,500 - $110,100 for Sr. Commercial Credit Analyst

Plano, TX: $87,700 - $100,100 for Sr. Commercial Credit Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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