Job Description

Responsibilities The Finance Manager will support Happen Bank’s Personal Loans business through forecasting, financial planning, performance analysis, and strategic decision support in a highly cross-functional environment This role plays an important part in helping the business make informed, data-driven decisions by delivering clear financial insights, supporting ongoing forecast and planning cycles, and improving reporting and analytics capabilities You will work closely with partners across Corporate FP&A, Accounting, Business Operations, and Credit Analytics to drive business performance and operational efficiency Lead balance sheet and P&L forecasting, portfolio performance analysis, and return analytics across the Personal Loans loan portfolio Contribute to weekly forecast refreshes to provide clear visibility into risks and opportunities relative to plan and help inform finance and business decision-making Lead annual budgeting and quarterly planning activities across the Personal Loans business Build and maintain financial models to support forecasting, profitability analysis, valuation assessments, and strategic decision-making Perform variance analysis and support monthly and quarterly reporting processes Identify opportunities to create, improve, and scale financial processes, reporting workflows, and modeling approaches to drive efficiency and accuracy across the finance function Benefits Untracked vacation for salaried employees, which means take it when you need it, and generous paid time off for hourly team members A hybrid work model that balances in-office and work from home Leading health and safety protocols related to COVID, including complimentary at-home testing kits from Cue Health for those coming to the office Up to 16 weeks paid leave for new parents, plus a fully paid, phased return-to-work policy for qualified leaves Mothers Rooms and hospital-grade pumps in every LC office Generous and varied mental health benefits Wellness program with cash incentives — earn up to $75 per month for being active Paid volunteer time and donation matching Onsite gym, locker room, bike room, and fitness classes (depending on location) Café with our own in-house barista Stocked pantries with healthy snacks and drinks Technology-forward and collaborative office spaces Qualifications Ability to interpret financial and operational data and connect insights to business outcomes and decision-making Experience with Excel, PowerPoint, Tableau, and SQL Clear written and verbal communication skills, with experience presenting analyses and recommendations to partners across different levels and functions Ability to manage multiple priorities and complete projects in a structured, timely manner Strong financial modeling and analytical skills, including forecasting and valuation concepts such as discounted cash flow (DCF) analysis 4+ years of experience in FP&A, Finance, Investment Banking, Accounting, or related roles; bachelor’s degree or higher, or equivalent combination of education and experience Experience supporting consumer lending, personal loans, fixed income, or broader banking products Exposure to balance sheet analytics, profitability reporting, or strategic finance initiatives Experience using Python for financial analysis, automation, or reporting workflows Experience with Anaplan or similar planning tools #J-18808-Ljbffr

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